High Risk Health Insurance

overlapping health insurance pre existing?

ok ive heard that when you let your current health insurance overlap with a new one they cant call your conditions pre existing is this true i live in louisiana and i have blue cross blue shield and about to change jobs please post source page

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When you go from one group health insurance, to another group health insurance, and you have a lapse in coverage less than 63 days, they can’t call your conditions preexisting.

But if you go from group to individual, they CAN. The rule only applies when you go from individual to group, or group to group.

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